Access Credit Management, Inc.

Professional Services

Access Credit Management offers its clients several tiers of exceptional debt recovery services.


Precollection Services:

For a nominal fee, we contact your debtor, advising that you consider the account to be nearing default, and that you wish to resolve the debt in a friendly manner. 

Debtors are requested to contact you for arrangements, or to forward payments directly to your office.

Our clients find this area to be a very cost effective way to recover accounts and  maintain the  customer relationship.


Hardline Collections:

Your default accounts are recovered via a combination of telephone campaigns, debtor demand letters, credit bureau reporting and legal forwarding, if requested.

Fees are contingent on collection. Accounts may move from precollect to hardline, or may be originated at the hardline level.


Skip Trace Services:

Many creditors utilize effective in house collection systems, but require assistance with debtor location or contact  information. 

ACM offers exciting and cost effective strategies to assist you here, as well.

Purchased Portfolios:

In addition to providing complete "third party" debt recovery, ACM also purchases performing and non-performing creditor portfolios, both with and without recourse, depending upon the circumstances.